Deanna Adams

Loan Officer
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NMLS#
293313

John Anderson

Loan Officer
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NMLS#
98405

Scott Barzee

Branch Manager
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NMLS#
589382

George Bell

Loan Officer
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NMLS#
232589

Melanie Brown

Branch Manager
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NMLS#
325159

Stacey Burrell

Loan Officer
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NMLS#
931319

Lonny Coffey

Loan Officer
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NMLS#
206851

Michael Crain

Loan Officer
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NMLS#
2473065

Chris Erbelding

Loan Officer
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NMLS#
599563

Taylor Fruge

Loan Officer
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NMLS#
1631785

Leigh Garlington

Loan Officer
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NMLS#
1816226

Debbie Glenn

Loan Officer
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NMLS#
233494

Paul Greer

Loan Officer
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NMLS#
243614

Brandi Gross

Branch Manager
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NMLS#
276614

Erik Gross

Branch Manager
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NMLS#
266740

Cody Heard

Branch Manager
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NMLS#
92001

Laura Heath

Sales Manager
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NMLS#
1095626

Al Hewitt

Loan Officer
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NMLS#
208808

Abby LeJeune

Loan Officer
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NMLS#
1169488

Gabby Leonard

Loan Officer
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NMLS#
2026196

Mike Ludwig

Loan Officer
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NMLS#
728871

Tina Mayo

Branch Manager
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NMLS#
276519

Robert Merrell

Loan Officer
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NMLS#
2153957

Ashton Mitchell

Loan Officer
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NMLS#
1266342

Terry Mogle

Loan Officer Assistant
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NMLS#
2472313

Sonya Pitt

Branch Manager
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NMLS#
182524

Mackenzie Pitt

Loan Officer
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NMLS#
2071615

Michele Schreurs

Processor
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NMLS#
1613242

Melinda Smith

Loan Officer
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NMLS#
2300686

Beth Teague

Loan Officer
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NMLS#
1725965

Jeff Teague

Loan Officer Assistant
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NMLS#
2013792

Cindy Villarreal

Loan Officer
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NMLS#
208818

Travis Walthall

Loan Officer
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NMLS#
1864838

Jacqualine Wolcott

Loan Officer
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NMLS#
1410572

Here's a great place to start.
Plus, we'll get creative for you.

Property Investor loan

DSCR Loan

Debt service coverage ratio uses rental income to qualify for financing

Flexible Requirement Loan

Non-QM Loan

Flexible income and credit requirements provide financing options for unique situations.

Home Seller Loan

Bridge Loan

Short-term financing for homebuyers who have a house to sell.

Credit Card Payoff Loan

Cash-out Refinance

Up to 95% loan-to-value ratio made for paying off high-interest debt.

Rural Homeowner Loan

USDA Loan

Zero down, lower rates and lower credit reqs. Made for rural properties.

High-earner home loan

Jumbo Loan

Special financing for higher value properties with limits set by location.

US Military Loan

VA Loan

Lower down payment and lower interest rates for US Military Veterans.

Well-Qualified Loan

Conventional Loan

Great for well-qualified individuals, with lower rates and less hoops.

First-time Homeowner Loan

FHA Loan

Lower down payment and lower barriers-perfect for the first-time buyer.
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© 2024 Lower Holding Company, dba Premier Nationwide Lending. Lower is a family of companies. Lower® and its DBAs (Homeside Financial, AMSW Lending, Fairfax Mortgage, Key Mortgage Group, Yes Mortgage and Vybe Mortgage.) provide home loans; Lower Realty, LLC provides real estate services; Homeside Insurance Services, LLC facilitates shopping experience for homeowner’s insurance policies. All rights reserved. Conducts business as “Lower.com, LLC” in Kentucky, Minnesota, Oklahoma, and Washington in lieu of Lower, LLC. Conducts business as “Lowerdotcom, LLC” in Montana in lieu of Lower, LLC

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